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Privacy Policy

Rev. 04/2024
FACTS WHAT DOES TEXAS TRADITIONS BANK DO WITH YOUR PERSONAL INFORMATION?
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Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
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What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and account balance
  • Payment history and credit history
  • Overdraft history and checking account information
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How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Texas Traditions Bank chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal information Does Texas Traditions Bank Share? Can you limit this sharing?
For our everyday business purposes: Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes: to offer our products and services to you Yes Yes
For joint marketing with other financial companies Yes No
For our affiliates' everyday business purposes: information about your transactions and experiences No We don't share
For our affiliates' everyday business purposes: information about your creditworthiness No We don't share
For affiliates to market to you No We don't share
For nonaffiliates to market to you No We don't share
To limit our sharing Call (281) 505-9500 Please note: If you are a new customer, we can begin sharing your information 30 days from the date we provided or sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.
Questions? Call (281) 505-9500

 

Who we are
Who is providing this notice? Texas Traditions Bank
What we do
How does Texas Traditions Bank protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Texas Traditions Bank collect my personal information? We collect your personal information, for example, when you
  • Open an account or apply for a loan
  • Give us your income information or provide employment information
  • Make a wire transfer
We also collect your personal information from others, such as credit bureaus or other companies.
Why can't I limit all sharing? Federal law gives you the right to limit only:
  • sharing for affiliates' everyday business purposes - information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. [See below for more on your rights under state law.]
What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on your account - unless you tell us otherwise.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and non-financial companies.
  • Texas Traditions Bank has no affiliates.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • Texas Traditions Bank does not share with nonaffiliates so they can market to you.
Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Our joint marketing partners include credit card companies.

 

Other Important Information
Special Notice for Texas Residents
HOW TO FILE A COMPLAINT. We are chartered/licensed/registered under the laws of the State of Texas and by state law are subject to regulatory oversight by the Texas Department of Banking. Any consumer wishing to file a complaint against this institution should contact the Texas Department of Banking through one of the means indicated below: